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Archives: 2013

What to do Before, During and After Thunderstorms - Lightning Safety Awareness Week

June 24-30 is Lightning Safety Awareness Week. According to the National Weather Service, lightning strikes account for an average of 54 deaths per year in the United States, so when thunderstorms are in the forecast, it’s usually a sign to head indoors and if you have to put away the golf clubs for a few hours or head in off of the lake to wait...

How To Compile an Inventory of Your Important Possessions

In the event of severe damage to your home or business, having a current inventory of your possessions — including their make and model numbers — can help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. While most people think of their home when discussing an inventory, it is important...

How To Buy Landlord Insurance For Your Rental Property

If you are already a landlord or thinking about becoming one by purchasing a rental property in the near future, you need to purchase landlord insurance. Purchasing landlord insurance is a critical, and typically required, step in renting out your home. Whether you are renting out a house, apartment, or space inside your own home, you need to purchase landlord insurance to protect yourself and...

Summer Rental Insurance

  For some of us, renting our summer fun is the way to go. But rentals also carry their own set of insurance risks and exposures. Motor Homes Most standard personal auto policies don't provide coverage for damage to a rented motor home. While liability coverage for personal use is provided, considering the size of a motor home and the potential damage they can cause,...

Safety Before a Tropical Storm or Hurricane

Hurricanes and tropical storms generally can be tracked days ahead of any impact, providing ample time to prepare for potential evacuation. But being prepared now will make an evacuation easier, and keep your home and family protected as much as possible from danger. What to do when a Tropical Storm or Hurricane is on it's way.... Listen to a NOAA Weather Radio for critical information...