Labor Day Barbecue Idea: Don’t Get Burned on Your Insurance
Posted: August 30, 2013
While the great menu debate between hot dogs vs. hamburgers will likely rage on for years, one Labor Day barbecue idea is making sure you don’t get burned on your insurance coverage. Here are some statistics from the National Fire Protection Association over the last five years: U.S. fire departments responded to an average of 8,200 home fires involving grills, hibachis or barbecues per year, including...
How can I save money on my business insurance?
Posted: August 22, 2013
Here are five ways to save money on business insurance: Shop around. Prices vary from company to company, so it pays to shop around. Get the names of companies or brokers who specialize in your type of business. Call several so that you can compare prices and get a feel for the types of services they would provide. It's also important to pick a company...
Collectors Paradise: How Do You Protect Your Unique Treasures?
Posted: August 22, 2013
In 2007, the most expensive and rare baseball card in the world, a 1909 Honus Wagner tobacco card sold at auction for $2.35 million dollars. While most collectibles don’t come close to that kind of value, collections- whether it’s baseball cards, coins, stamps or art, tend to not only have sentimental value to their owner, but often financial value as well. If you own a...
Small Business Insurance Basics
Posted: August 22, 2013
Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Business Owners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses. The term “BOP” specifically refers to insurance...
Should I buy long-term care insurance?
Posted: August 22, 2013
If you need long-term care services and have to pay to obtain them, what financial resources could you call on? Do you have enough to pay for four or more years in a nursing home, an assisted living facility, or home health care? If you’re over 65, don’t rely on Medicare or private health insurance. Medicare doesn’t pay for custodial care, and private health insurance...
