Distracted Walking: Injuries Soar for Pedestrians on Phones
Posted: August 22, 2013
Cell Phone Use Not Just Dangerous for Drivers, Study Finds More than 1,500 pedestrians were estimated to be treated in emergency rooms in 2010 for injuries related to using a cell phone while walking, according to a new nationwide study. The number of such injuries has more than doubled since 2005, even though the total number of pedestrian injuries dropped during that time. And researchers...
Majority of Renters Are Uninsured; Renters Insurance Can Provide Important Financial Protection This Hurricane Season
Posted: August 22, 2013
Although the majority of homeowners purchase insurance for their home, when it comes to renters, only 35 percent have renters insurance, according to a poll conducted for the Insurance Information Institute (I.I.I.). The number of renters is steadily increasing. According to an April 2013U.S. Census Report, the share of housing occupied by renters rose to 35.4 percent in 2013—up from 34.1 percent in 2009. And...
The Coming Storm: Review Your Insurance Policy’s Hurricane or Windstorm Deductible Before It’s Triggered
Posted: August 22, 2013
With peak hurricane season arriving, it’s time to pull out your homeowners insurance policy to check if you have a hurricane or windstorm deductible, and make sure you understand how it works in the event you have to file an insurance claim, according to the Insurance Information Institute (I.I.I.). “The time to understand how the claims process works is before you have a loss,” pointed...
Insuring Your Student’s Home Away from Home
Posted: August 22, 2013
When students go off to college they usually take their computers, TVs, stereo equipment, most of their wardrobe, and anything else that they can cram into the car. Whether they’re taking all their worldly possessions or just enough to get by, they’ll need insurance to cover the things in their dorm room or apartment. So before they take off for college, make sure they’re covered...
Cleaning up the Mess - Will Your Commercial Policy Cover It?
Posted: August 22, 2013
Most commercial property policies will cover the cost to remove debris resulting from a covered cause of loss. However, coverage may be limited or excluded depending on a few important factors addressed in the policy. Factor #1 – How much is enough? First, consider that it is not cheap to remove certain types of debris. For example, removing debris of an old frame building may...
