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Archives: 2013

Protecting Your Home From Brush Fires

The biggest fire in the U.S. took place Oct. 8, 1872 in Peshtigo, Wis. The blaze burned 16 towns, killed 1,152 people, and burned 1.2 million acres, according to the National Fire Protection Agency. Historical accounts of the fire say that it began when railroad workers unintentionally started a brush fire and within an hour there was nothing left of the town but ashes. While...

Death and Taxes: The Uncertainty of What Happens With An Insurance Policy When A Loved One Dies

As Benjamin Franklin said, “…in this world nothing can be said to be certain, except death and taxes.” While we all know that April 15th is the day our taxes are due, death has a way of sneaking up and surprising us. When a loved one dies there are many issues that their family and friends are left to deal with, but as family and friends...

First Car, First Insurance Question: Does My Teen Driver Need Their Own Policy?

How to insure a teenager’s car has got to be one of the most common questions insurance agents get asked year after year. Should parents title and insure a teen driver’s car separately from other cars in the household? This is normally done with an eye to save some premium dollars and to reduce potential liability for the parents- at least on the surface. The...

Do "Empty Nesters" Need Life Insurance?

Quite possibly. Here are 10 reasons to own life insurance after your kids have left home: To meet goals If your children are in college and/or not completely financially independent, life insurance can help “finish the job.” Although you may have saved enough for tuition, the kids’ living expenses (e.g., room and board, laundry, entertainment/activity costs, etc.) continue, but not Social Security benefit payments for...

What LIGRA's Doing For Garages, Gasoline Retailers & More...

Are You Missing Out On Thousands of Dollars In NYS Grants?? From LIGRA Industry News... Summer 2013 BEYER, LI EMERGENCY POWER DISCUSS NYS' BACK-UP GENERATOR PROGRAM             LIGRA President Kevin Beyer and representatives from Long Island, Emergency Power, a private enterprise that specializes in installing back-up generator systems in service stations, spoke to a roomful of LIGRA members earlier this month...