Why Choose LPL Risk Management as your Independent, Long Island Insurance Agency?
Posted: June 10, 2019
At LPL Risk Management we pride ourselves in offering the highest quality insurance products and personalized service to our customers. We are committed to maintaining the utmost level of customer service and insurance expertise. We treat each of our customers like a person, not a number. Being an Independent Insurance Agency on Long Island gives us the ability to market your insurance with multiple companies. This...
The Peat Moss Fire Hazard
Posted: June 7, 2019
Peat moss, a common organic ingredient in potting soil and soil conditioning products, presents a fire hazard under certain conditions. Gardeners prize the ability of peat moss to hold moisture for use by plants. The presence of peat moss in planters and flower beds provides a flammable medium in many homes which may not be considered until a fire begins. With an ignition temperature of...
Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance
Posted: June 6, 2019
Surety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the...
Driving Safely In Inclement Weather
Posted: June 4, 2019
The arrival of spring means a long break from icy, snow-packed roads and winter driving conditions. Although snow and ice may not be a problem during the warmer months, inclement weather can still cause hazardous driving conditions. High winds and heavy rains are common in the spring, and peak tornado season is during the spring and summer. Weather Hazards In The Spring and Summer During...
What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?
Posted: May 30, 2019
In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...
