Top ten reasons to buy Employment Practices Liability (EPLI)
Posted: August 1, 2019
My name is Anthony Pomilla, President of LPL Risk Management. Our goal is to provide sound Risk Management techniques to help our clients save money, protect their business, clients and employees. EPLI coverage is an important part of that. Here are some good reasons: 1. EPL covers not only actual but also alleged acts of discrimination, harassment, retaliation, wrongful termination and other similar acts. 2....
Will Dental Insurance Cover Mouth Injuries?
Posted: July 25, 2019
Millions of teeth are knocked out every year in athletic events. Injuries affecting the face and mouth account for a significant number of common sports injuries. If you are active in sports, or if you have children who are, you may be wondering if your dental insurance covers mouth injuries. The answer depends on what kind of coverage you have, and the type of injury...
Can I Have As Many Life Insurance Beneficiaries As I Want?
Posted: July 23, 2019
When you purchase life insurance, choosing your beneficiaries is a challenging yet crucial step in the process. Who to name as your beneficiaries is something only you can decide. You have the option to name more than one beneficiary, which can be accomplished by assigning a percentage of your life insurance benefits among two or more people on your application. There is no set limit...
Cargo Insurance Vs. Commercial Trucking Insurance
Posted: July 18, 2019
Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?...
Understanding Collector Car Insurance
Posted: July 16, 2019
Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than...