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Archives: 2020

COVID-19 Deferred payments for Insurance Policy holders in need

April 8th , 2020   Dear Valued Clients,   We hope that this message finds you and your family safe and healthy.   These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic.  Regulations they enacted include: the...

Small Business & COVID-19: How Your Insurance Agent Can Help

Small Business & COVID-19: How Your Insurance Agent Can Help

Your local insurance agent is a resource for you and your business during the COVID-19 pandemic. Many small businesses are struggling to stay afloat or meet the costs of doing business—including covering the cost of insurance premiums. If your business has come to a standstill due to the outbreak, our local insurance agent can offer guidance about your options. Small Businesses: Financial Hardship & COVID-19...

How To Support Your Local Businesses During This Trying Time

How To Support Your Local Businesses During This Trying Time

With the restrictions imposed on the community to halt the spread of COVID-19, it can be challenging to come up with ways to support your local businesses. Many of the small businesses we count on for services are shuttered, with only essential services available—and even they are having a hard time! We want our local business owners to survive the COVID-19 pandemic and have a...

How To Avoid Accidents While Driving At Night

How To Avoid Accidents While Driving At Night

Driving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours without sleep is equivalent to driving with a blood alcohol concentration (BAC) at the U.S....

Did You Know about the SBA Paycheck Protection Program?

Did You Know about the SBA Paycheck Protection Program?   Coronavirus Aid, Relief, and Economic Security Act (Cares) Keeping American Workers Paid and Employed Loans under this division are to be distributed using the existing framework of the SBA’s 7(a) program, the agency’s primary loan offering. The 7(a) program is a partnership between private financial lenders, which issue the loans, and the SBA, which guarantees them....