Is It Better To Get Life Insurance Through My Workplace Or Independently?
Posted: November 7, 2020
Life insurance is part of the benefits package many employers offer their employees. This coverage can also be purchased independently. Buying life insurance through an employer can have both advantages and disadvantages for the policyholder. Pros and Cons of Getting Life Insurance Through the Workplace Pros Many employers offer a small amount of life insurance, known as basic group life, as a benefit to their...
Is My Event Big Enough For Special Event Insurance?
Posted: November 4, 2020
Special event insurance is not only for large events. This coverage is designed to protect you, the event holder, from liability, whether you are hosting a small wedding or a large company retreat. Coverage applies to third-party claims for bodily injury or property damage sustained during the event. Some special event insurance policies also provide cancellation coverage to reimburse you for lost deposits or other...
What Happens If I Get In A Wreck With An Uninsured Driver?
Posted: November 1, 2020
Most states have mandatory minimum auto insurance laws, but some people still drive without the required coverage. The Insurance Information Institute (III) reports that in a recent study, 13%, or one in eight drivers in the U.S. is operating a vehicle without insurance. Many such drivers cannot afford the cost of car insurance, which makes it difficult to collect damages after an accident. Fortunately, there...
CAN ADDITIONAL INSURED ENDORSEMENTS MAKE INSURANCE MORE EXPENSIVE? THE ANSWER IS DEFINITLEY YES!
Posted: October 28, 2020
The true cost of paying claims like those discussed above can cause costs to skyrocket in several ways. Because all insurance pays only up to a set limit, these amendments can serve to effectively reduce policy limits. If an insured’s policy limit is $1 million, and a $1.2 million claim is submitted , for which the insured is only 50% responsible, but the additional insured...
Easy Ways To Vary Your Diet
Posted: October 25, 2020
Most of us know how important it is to eat a varied diet that includes plenty of fruits and vegetables and high-quality protein. But when we are used to eating a certain way, it may be easier said than done to add healthy variety to our meals. The following tips can make it easy to vary your diet with foods that are good for your...
