What is Term Life Insurance, and How Does it Work?
Posted: March 7, 2023
Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...
How Promoting Workplace Safety can Save You Money
Posted: March 4, 2023
No business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...
Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?
Posted: March 3, 2023
Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...
Preventing Frozen Pipes
Posted: March 1, 2023
When your pipes freeze in your Home, Rental Property or Place of Business, the damage can be overwhelming. The water that just continues to run to the lowest floor causing all kinds of damage along the way. The cleanup is a nightmare, and the chance of mold growing goes through the roof. This is a problem no one wants. Some preventive suggestions are as follows:...
Tips on Getting the Most Out of Your Health Insurance in 2023
Posted: February 25, 2023
With the cost of healthcare today, everyone needs health insurance. Even young, active, healthy people can be involved in an accident, contract a virus, or develop an infection. Without health insurance, the cost of a doctor visit can range from $300 to $600. A five-day hospital stay could cost more than $10,000, not including ambulance services, major procedures, or other charges. Health insurance premiums are...
