Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How To Use Your Generator Safely
Posted: February 13, 2014
Storms or natural disasters can have the ability to knock your power out for an extended period of time. During an outage, portable generators can offer temporary power, but there are potential risks associated with the use of these generators. Generators can be dangerous, and can lead to illness and injury, and even death if used improperly. When using a portable generator, it is important...
Think Your Homeowners Insurance Will Cover Melting Snow? Think Again...
Posted: February 13, 2014
If you think your homeowner's insurance policy will cover damage caused by melting snow, think again -- most problems caused by melting snow, fall outside the coverage of standard homeowner's insurance policies. Water seeping into the foundation, roof leaks caused by faulty gutters overrun with snow melt, basements flooded by snow runoff -- these are all problems that can result from melting snow, and...
Removing an Ice Dam From Your Roof
Posted: February 13, 2014
An ice dam can form when water from melting snow re-freezes at the edge of your roofline. Without roof snow removal, the ice dam may grow large enough to prevent water from draining off the roof. The water can then back up underneath the roof shingles and make its way inside your home. Immediate steps you can take: Remove snow from your roof after...
Your Guide to Insurance Needs Following a Divorce or Separation
Posted: January 17, 2014
Whether you are married or living with a partner, the process of ending a relationship can be extremely complicated. Many aspects of your life will be affected, including your insurance needs, according to the Insurance Information Institute (I.I.I.). “When discussing the financial aspects of a divorce or a break-up, insurance considerations should be a key component in ongoing and final decisions,” said Jeanne M. Salvatore, senior vice...
Super Bowl Party Playbook
Posted: January 10, 2014
As millions of Americans prepare to host and attend Super Bowl parties, many may be unaware of the risks they may be taking. Party hosts need to understand their responsibilities when inviting people into their homes and serving food and drinks. Before hosting a party for the big game homeowners may want to consult with their insurance agent and ask questions. They need to be...