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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Developing a Small Business Disaster Recovery Plan.. Before You Need It

  Businesses that are forced to close down following a disaster run the risk of never being able to open their doors again. While there’s no way to lower the risk of a natural disaster like a hurricane, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery....

Renters Insurance Checklist

If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings. Renters insurance includes three important types of financial protection: Coverage for Personal Possessions Liability Protection Additional Living Expenses...

Hot Weather Tips to Help You Keep Your Cool

If a heat wave is forecast or happening: -Avoid strenuous activity. If you must do strenuous activity, do it during the coolest part of the day, which is typically between 4:00 a.m. and 7:00 a.m. -Stay indoors as much as possible. If air conditioning is not available, stay on the lowest floor, out of the sunshine. Remember, electric fans do not cool the air, but...

Don’t Let Your Summer Boat Fun Be Pirated: Boat and PWC Safety

As the summer ramps up and the warm days turn to hot days many people will be spending a lot of time out on the water. Whether you’re taking the boat out for a weekend or renting personal water crafts on a summer vacation, it’s important to remember the risks of boating and other water sports. The following tips will help keep you safe on...

Business Use of My Personal Vehicle: Will My Insurance Work?

  There are over 240 million registered motor vehicles in the U.S., according to the Census Bureau. At a given time, as many as a third of those clutter American roadways, and it is estimated that one-fourth of those are being used in the course of work. Running errands, making deliveries, visiting customers. Even for those whose employment is not based on driving, it’s fair...