Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Is Your Play Area Toddler-Friendly?
Posted: May 2, 2013
As spring finally sets in, you’ve likely been eager to let your toddler run off some energy outdoors.Take a few moments to address your backyard to neighborhood playground for safety first. Taking these steps can help ensure safe play: Ensure that playground equipment is age-appropriate and properly maintained. Look for adequate surfacing under equipment and loose or broken screws on equipment itself. Check play...
Motorcycle Safety Awareness Month Safety Tips
Posted: May 2, 2013
Tips for sharing the road Because bikes are considerably smaller than other vehicles, it’s important that everyone on the road take a few precautions in order to share the road safely. Here are a few tips to help you: Behind the handlebars Suit up. Choose a helmet—the most important piece of safety equipment—that meets Department of Transportation standards. And, wear other protective gear, like a...
Sumer Maintenance Tips For Your Deck or Patio
Posted: May 2, 2013
Enjoy longer days and warmer nights while protecting your investment. Summertime is the best time to be outside enjoying the weather. Make sure your deck or patio is ready for the summer sun by keeping in mind the seasonal maintenance tips below. Check deck or patio for possible deterioration and safety hazards such as loose boards and protruding nails. Check electrical outlets for potential fire...
Umbrella Insurance Explained
Posted: April 29, 2013
Having the added protection of a liability umbrella policy is coverage no one should go without. Whether it's a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. Umbrella policies offer inexpensive “peace of mind” for most types of negligence claims. Automobile accidents are probably the most...
NYSIF Safety Groups
Posted: April 29, 2013
A safety group is a loss sensitive insurance program that enables employers in the same industry to pool their insurance premiums with the goal of reducing the cost of workers' compensation insurance. It gives small and medium sized employers the opportunity to participate in the type of program that is usually reserved for much larger employers. A NYSIF safety group operates on the same principle...
