Preventing Frozen Pipes
Posted: March 1, 2023
When your pipes freeze in your Home, Rental Property or Place of Business, the damage can be overwhelming. The water that just continues to run to the lowest floor causing all kinds of damage along the way. The cleanup is a nightmare, and the chance of mold growing goes through the roof. This is a problem no one wants. Some preventive suggestions are as follows:...
Helpful tips for rental properties and second homes
Posted: May 5, 2022
Many people mistakenly assume that a homeowners policy will cover them no matter what the occupancy status of their home is. But secondary and rental homes present a unique set of challenges for owners, insurance agents/brokers, and insurers to contend with when trying to protect them from harm. Whether it is a weekend getaway, beach house, snowbird retreat, ski home, every second home has its...
Why get your Workers Compensation from LPL Risk Management
Posted: May 2, 2022
Workers Comp can be one of those evil necessities for NYS employers. New York Law says all employers must cover their employees form work place injuries and this adds a tremendous cost to many employers. But for the employees,, it helps keep them safer and on the job. It can and should be a positive experience for both the Employer and Employee. The advantages of...
Why is it important for Contractors to have Risk Transfer Agreements with Sub-Contractors?
Posted: September 16, 2021
A New York HVAC contractor subcontracted out some duct work to a sheet metal contractor. The HVAC Contractor had insurance but also had the proper risk transfer or hold harmless agreements in place. At the job site, the employee of sheet metal contractor was trying to use a 6 foot ladder but the manager advised it was too small and he will get an 8...
National Insurance Awareness Day
Posted: June 29, 2021
What is National Insurance Awareness Day? To be perfectly honest, I just heard about it myself and I'm in the business for over 30 years. Is it like those holidays that greeting card companies manufactured to sell more cards? Maybe? Probably? One thing I know for sure is it is a good idea to check if you are protected properly from time to time. Life...
