Is the Corona virus (COVID-19) covered under your business insurance?
Posted: March 17, 2020
Given the potential impact of COVID-19 on your business operations, we have received many calls with respect to business interruption coverage and the following should help clear this topic. Most property policies include business interruption coverage when the business interruption is caused by a Covered Cause of Loss. A Covered Cause of Loss is defined as risks of direct physical loss unless the loss is...
Make sure that special gift is covered.
Posted: February 6, 2020
Did someone close to you receive an expensive gift this Valentine’s Day? Make sure it’s well protected with a valuables policy. Many customers assume their basic homeowners policy will provide the coverage they need when, in fact, it provides limited protection. For example, a basic homeowners policy may not cover important losses, such as a stone falling out of an expensive item of jewelry. Choose...
Do I need Employment Practices Liability Insurance (EPLI)
Posted: October 10, 2019
Many employers are unaware of employment laws and the fair labor standards act. Here is an example of why all employers need this coverage. The U.S. Department of Labor has ordered a popular New Orleans restaurant to pay $238,000 in back wages to 222 employees who weren’t properly paid for overtime work. News outlets report an agency investigation determined Superior Seafood and Oyster Bar violated...
Wedding Insurance
Posted: October 9, 2019
Protection from the Unexpected A hurricane or a bankrupt venue can mean lost deposits and unexpected expenses, as couples race to reschedule or find replacement vendors. Special Event insurance is an effective way to help protect your wedding from certain unforeseen events. The cost of a wedding can be considerable, and tying the knot often means being tied to specific dates and financial commitments with...
Top ten reasons to buy Employment Practices Liability (EPLI)
Posted: August 1, 2019
My name is Anthony Pomilla, President of LPL Risk Management. Our goal is to provide sound Risk Management techniques to help our clients save money, protect their business, clients and employees. EPLI coverage is an important part of that. Here are some good reasons: 1. EPL covers not only actual but also alleged acts of discrimination, harassment, retaliation, wrongful termination and other similar acts. 2....
