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Category: Health Insurance

Changing Your Health Insurance After Marriage Or Divorce

Changing Your Health Insurance After Marriage Or Divorce

Generally, you can only enroll in a health insurance plan during open enrollment or during a special enrollment period brought about by a qualifying event. Both marriage and divorce are considered qualifying events. Understanding when you are eligible to make changes is key to avoiding high-cost health insurance coverage or paying medical bills on your own. How Can You Change Your Health Insurance If You...

6 Tips for Navigating the New Health Insurance Exchanges

With the launch of national and state-administered health insurance exchanges, now’s the time for consumers to start preparing to pick a plan. After all, open enrollment season was difficult to manage before the addition of the exchanges. State and federal official have been working to make the enrollment an easy process, but there are sure to be hiccups, so it’s in consumers’ best interest to...

Should I buy long-term care insurance?

If you need long-term care services and have to pay to obtain them, what financial resources could you call on? Do you have enough to pay for four or more years in a nursing home, an assisted living facility, or home health care? If you’re over 65, don’t rely on Medicare or private health insurance. Medicare doesn’t pay for custodial care, and private health insurance...

Vaccines aren't just for kids. Here's why grown-ups need them, too..

Think of vaccines and you might envision teary-eyed kids at the doctor’s office or flu clinic getting a cartoon character bandage on their arm after getting a shot. But there are plenty of reasons adults should get vaccines too. The vaccines you need as an adult depend on everything from your age and lifestyle to high-risk medical conditions, travel plans, and which shots you’ve had...

Congratulations Class of 2013: Now It’s Time to Graduate to Your Own Insurance!

It’s a rite of passage for college students to don cap and gown and march across the stage for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES) almost 1.8 million students will graduate with a bachelor’s degree in 2013. As those 1.8 million make the transition from undergraduates to careers, pursuit of advanced degrees or back into mom and dad’s basement,...