Why get your Workers Compensation from LPL Risk Management
Posted: May 2, 2022
Workers Comp can be one of those evil necessities for NYS employers. New York Law says all employers must cover their employees form work place injuries and this adds a tremendous cost to many employers. But for the employees,, it helps keep them safer and on the job. It can and should be a positive experience for both the Employer and Employee. The advantages of...
If fine jewelry is part of your Valentine's Day plan, make sure you have the proper coverage
Posted: February 10, 2022
Most Homeowners Insurance Policies have a limit on Jewelry of $1,500. With Gold prices alone being upward of $1,800 an ounce, this limit is usually not enough. Here are 3 good tips to protect your Jewelry. 1- Consider adding a Jewelry floater to your Homeowners insurance 2- Get an appraisal to find out the true replacement value. 3- Keep your Jewelry clean and in...
Is all workers compensation the same?
Posted: May 24, 2021
In short the answer is no! When you ask an employer why they carry workers compensation the number one answer is "I'm required to by law". This is a good answer and deserves to be the number one answer but are there other benefits? Sure, just as there are drawbacks. Just like General Liability and property insurance, workers compensation protects people from financial losses....
Unemployment Insurance Fraud
Posted: May 3, 2021
Unemployment insurance fraud is spreading fast. Consumers should be aware that these criminals are taking auto insurance policies out in the names of unaware citizens and using the ID card for Identification to establish an unemployment insurance account. If you get a policy sent to you in your name that you didn't take out or an unemployment claim notice that you didn't file, you should...
5 Tips to reduce your insurance premium.
Posted: September 22, 2020
Whether we are talking about a business policy or a personal policy, these 5 tips will help you reduce your premium. 1- Insurance is a purchase that most of us purchase and hope we never use. Putting in multiple claims can almost certainly raise your premium. Asses your greatest risks, set higher but affordable deductibles, self insure the small things while saving on premium. 2-...
