Collectors Paradise: How Do You Protect Your Unique Treasures?
Posted: August 22, 2013
In 2007, the most expensive and rare baseball card in the world, a 1909 Honus Wagner tobacco card sold at auction for $2.35 million dollars. While most collectibles don’t come close to that kind of value, collections- whether it’s baseball cards, coins, stamps or art, tend to not only have sentimental value to their owner, but often financial value as well. If you own a...
Small Business Insurance Basics
Posted: August 22, 2013
Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Business Owners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses. The term “BOP” specifically refers to insurance...
Should I buy long-term care insurance?
Posted: August 22, 2013
If you need long-term care services and have to pay to obtain them, what financial resources could you call on? Do you have enough to pay for four or more years in a nursing home, an assisted living facility, or home health care? If you’re over 65, don’t rely on Medicare or private health insurance. Medicare doesn’t pay for custodial care, and private health insurance...
Distracted Walking: Injuries Soar for Pedestrians on Phones
Posted: August 22, 2013
Cell Phone Use Not Just Dangerous for Drivers, Study Finds More than 1,500 pedestrians were estimated to be treated in emergency rooms in 2010 for injuries related to using a cell phone while walking, according to a new nationwide study. The number of such injuries has more than doubled since 2005, even though the total number of pedestrian injuries dropped during that time. And researchers...
Majority of Renters Are Uninsured; Renters Insurance Can Provide Important Financial Protection This Hurricane Season
Posted: August 22, 2013
Although the majority of homeowners purchase insurance for their home, when it comes to renters, only 35 percent have renters insurance, according to a poll conducted for the Insurance Information Institute (I.I.I.). The number of renters is steadily increasing. According to an April 2013U.S. Census Report, the share of housing occupied by renters rose to 35.4 percent in 2013—up from 34.1 percent in 2009. And...
