What to do if your home is in a trust?
Posted: September 10, 2020
Insuring Your Home When It’s Owned by aTrust It’s not unusual for homeowners to place their home into a trust for various estate planning purposes. According to CNN Money, this is an estate-planning option for even average homeowners and not necessarily only the very wealthy. However, placing the home into a trust may cause some issues when it comes to your home insurance policy....
It's Hurricane Season and the Northeast Atlantic waters are very warm. Make sure you are insured properly today
Posted: August 27, 2020
It's been a wild hurricane season. Will we get hit in the tri-state area? Be properly insured now and remove any trees that are known to be damaged before the next storm hits. Check out the awesome and dangerous power of Hurricane Laura...
Does your business need cyber liability coverage?
Posted: August 3, 2020
Does your business need cyber liability coverage? More often than not the answer is YES! Cyber and privacy policies cover a business' liability for a data breach in which the firm's customers' personal information, such as Social Security, email addresses or credit card numbers, are exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network. The policies...
Merchants Insurance Group announces COVID Discounts
Posted: May 1, 2020
Merchants Insurance Group is pleased to announce that our COVID-19 Relief Payment has been approved in New York State and the following outlines the details. Merchants will provide a 15% COVID-19 Relief Payment for the following lines of business for the months of May and June: Personal Automobile, Commercial Automobile and some MAP® Businessowners policies (excluding MAP® Auto Repair and MAP® Contractor policies)....
TROUBLE PAYING INSURANCE PREMIUMS DUE TO COVID-19? HERE'S A LITTLE HELP.
Posted: March 23, 2020
First, LPL Risk Management is fully staffed and working remotely. There are so many questions from so many people at this time. Quite frankly, as of 3/23/20 we still don't have all the information and answers. As the COVID-19 situation evolves, most insurance companies are trying to help. and we suggest the following: 1- See if your carrier has a Mobil app. 2- Set up...
