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First Car, First Insurance Question: Does My Teen Driver Need Their Own Policy?

How to insure a teenager’s car has got to be one of the most common questions insurance agents get asked year after year. Should parents title and insure a teen driver’s car separately from other cars in the household? This is normally done with an eye to save some premium dollars and to reduce potential liability for the parents- at least on the surface. The...

Do "Empty Nesters" Need Life Insurance?

Quite possibly. Here are 10 reasons to own life insurance after your kids have left home: To meet goals If your children are in college and/or not completely financially independent, life insurance can help “finish the job.” Although you may have saved enough for tuition, the kids’ living expenses (e.g., room and board, laundry, entertainment/activity costs, etc.) continue, but not Social Security benefit payments for...

What LIGRA's Doing For Garages, Gasoline Retailers & More...

Are You Missing Out On Thousands of Dollars In NYS Grants?? From LIGRA Industry News... Summer 2013 BEYER, LI EMERGENCY POWER DISCUSS NYS' BACK-UP GENERATOR PROGRAM             LIGRA President Kevin Beyer and representatives from Long Island, Emergency Power, a private enterprise that specializes in installing back-up generator systems in service stations, spoke to a roomful of LIGRA members earlier this month...

Back to School and Behind the Wheel: Get Smart About Teen Driving

With Teens heading back to school, now is a good time to brush up on their driving skills. Driving safety is probably not the first thing on most teens’ minds, but teaching teens safe driving practices should be the first thing on parents’ minds. To help keep teen drivers out of harm’s way, we've come up with these driving tips for the back to school...

What You Need to Know About Home Contractors, Remodeling & Hiring Day Laborers

Ah, summertime, and the living is easy. Perfect for sitting in the shade out back with a cold drink. You may even decide this is the perfect time to finally add that deck, enlarge the patio for cookouts, or put in that new landscaping with a couple of strategically placed trees perfect for a comfortable hammock. Let’s assume either a lack of time or expertise...