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The Truth About Distracted Driving

Safety professional Chris Hayes helps make sense of the science behind distracted driving. You may be surprised to learn that cell phones are just a small part of the problem. The fact is, everything that occupies your mind or your vision can contribute to distraction behind the wheel. Cognitive distraction Your brain is only capable of processing a certain amount of information at any given...

Our Personal Digital Data Is Under Constant Attack

From identity theft to viruses to online scams, our personal digital data is under constant attack. Yes, the truly sophisticated intrusions may be aimed at retailers and other businesses with massive data bases. (Like Willie Sutton, hackers go where the money is.) Yet there are also digital cousins of local thieves or vandals who have learned to go where the entry is easiest. For a...

Irrecoverable Property Loss? The IRS Could Be Your Friend

Even though we are big fans of insurance and its valuable place in your protection planning, we also understand this basic truth: No one wants to have a claim.  Yet when that time comes, LPL Risk Management knows your homeowners policy will have a chance to prove its mettle in responding fairly and expeditiously to repair, replace or restore your valuable property assets. With proper...

Motorcycle Passenger Tips

As the weather heats up, motorcycle enthusiasts across the U.S. prepare their bikes for the first ride of spring. Whether you're the operator dusting off your favorite ride, or you need tips for riding on the back of a motorcycle, we've got you covered. Make sure your bike and your riding partner are ready to get back on the road again with the following motorcycle...

Unswerving Advice for Drivers: Steer Clear of Deer

Soaring deer populations and weather conditions during travel this season can be a dangerous combination for motorists — especially uninsured ones.  Animals, particularly deer, are a factor in many traffic accidents. Although most deer and other animal-related accidents do not involve human fatalities, they do contribute to auto insurance claims and damages each year. While most deer-related accidents involve only one car, if a motorist...