Workplace Safety/Workers Comp
Posted: April 3, 2014
WORKERS COMPENSATION INSURANCE The fatal fire and explosion at the West Fertilizer Co. plant in Texas in 2013 called attention to the issue of workplace safety in the state. A massive 1947 fire in the S.S. Grandcamp and Monsanto Chemical Company plant in Texas City, Texas ranked eight among the top 20 multiple death fires in U.S. history according to the National Fire Protection Association (NFPA). Workers...
Popping the Bigger Question: Who should insure the engagement ring?
Posted: April 3, 2014
Purchasing an engagement ring is a big decision and you should be equipped with the right information before making your purchase. Here’s a guide on making a purchase that will make your fiancée and bank account say “Yes!” Brace the bank An engagement ring is an investment, and (thankfully) you get to dictate how much you’re willing to risk. According to www.theknot.com in 2013, the...
April Showers, Bring May Flowers…But If It Floods, Is The Damage Covered By Your Insurance?
Posted: April 3, 2014
Just when you stopped worrying that another Polar Vortex would bring more severe cold, snow and ice, rising spring temperatures pose another risk: water damage—caused by ice dams, ice jams and flooding, according to Insurance Information Institute(I.I.I.) Water can be extraordinarily destructive. It only takes a few inches of water to cause tens of thousands of dollars in damage, pointed out the I.I.I. In fact, water...
Hiring a Contractor: Handling the Contract
Posted: April 3, 2014
The Contract Contract requirements vary by state. Even if your state does not require a written agreement, ask for one. A contract spells out the who, what, where, when and cost of your project. The agreement should be clear, concise and complete. Before you sign a contract, make sure it contains: The contractor’s name, address, phone, and license number, if required. The payment schedule...
Why 39,000 Dirt Bike Riders Need Extra Protection
Posted: March 11, 2014
A dirt bike is a lightweight motorcycle with knobby tires and a tough suspension, designed to accommodate off road use and rugged terrain. If you have recently purchased a dirt bike and plan to ride it for fun, in competition, on-road, or off-road, you may be wondering whether you need to buy insurance and what kind you need. Some states require dirt bike insurance by...
