Understanding Workers' Comp
Posted: August 8, 2019
Workers’ comp is not a perfect system, and sometimes things can wrong or fall through the cracks. If an employee filed a valid claim, workers’ comp should cover all their medical expenses resulting from the work-related injury. If anything goes wrong with this process, it is important to find out what went wrong with the claim and get it corrected. How Does An Employee File...
Cargo Insurance Vs. Commercial Trucking Insurance
Posted: July 18, 2019
Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?...
How to purchase the right insurance at the lowest cost
Posted: July 8, 2019
When it comes to purchasing insurance, consumers have many choices. For most people, price is one of the most important factors when deciding what to buy and from whom. What consumers may not realize, however, are the benefits of working with an independent insurance agent. *An independent agent represents many different insurance companies and offers the consumer choices. *Since independent agents can offer more...
How Long Does Business Interruption Insurance Coverage Last?
Posted: July 4, 2019
Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in...
Best Uses For Special Event Insurance
Posted: June 20, 2019
In today’s litigious society, it may be wise to consider purchasing special event insurance if you are planning a wedding, a large party, or another event. This type of insurance can help protect your investment in the event and provide liability coverage for various types of potential claims. Speak with our friendly, helpful agency about an insurance policy to cover your special event. What Is...
