5 Business Insurance Tips
Posted: October 28, 2015
Commercial insurance is insurance for your business. There are five main categories of coverage which include property insurance, general liability insurance, commercial auto insurance, workers compensation insurance and umbrella insurance. Umbrella insurance is additional liability-type insurance coverage in case a claim exceeds your liability insurance limits. Before you start shopping for commercial insurance quotes for your business, you should know these five facts and talk to...
WINTER PROTECTION FOR YOUR BUILDING AND BUSINESS
Posted: November 1, 2013
Severe winter weather can cause many problems. Winter weather can arrive in many forms: snow, ice, rain, blizzards, and high winds. Many times it is a combination of any of these. Properly preparing for winter weather can reduce the possibility of a loss to your building or your business. The following points should be checked prior to and/or during severe winter weather to prevent winter losses: Building Structure...
Insurance Lessons Learned From Sandy: Steps to Keep Your Business Running Following a Disaster
Posted: October 4, 2013
MAINTAIN YOUR REVENUE STREAM WITH EFFECTIVE DISASTER RECOVERY AND BUSINESS CONTINUITY PLANNING The difficulty many businesses had reopening after Hurricane Sandy is a reminder of the importance of having a disaster recovery plan and the right type and amount of insurance, according to the Insurance Information Institute (I.I.I.). In fact, the I.I.I. noted that an estimated 25 percent of businesses never reopen at all following...
How can I save money on my business insurance?
Posted: August 22, 2013
Here are five ways to save money on business insurance: Shop around. Prices vary from company to company, so it pays to shop around. Get the names of companies or brokers who specialize in your type of business. Call several so that you can compare prices and get a feel for the types of services they would provide. It's also important to pick a company...
Cleaning up the Mess - Will Your Commercial Policy Cover It?
Posted: August 22, 2013
Most commercial property policies will cover the cost to remove debris resulting from a covered cause of loss. However, coverage may be limited or excluded depending on a few important factors addressed in the policy. Factor #1 – How much is enough? First, consider that it is not cheap to remove certain types of debris. For example, removing debris of an old frame building may...