Cleaning up the Mess - Will Your Commercial Policy Cover It?
Posted: August 22, 2013
Most commercial property policies will cover the cost to remove debris resulting from a covered cause of loss. However, coverage may be limited or excluded depending on a few important factors addressed in the policy. Factor #1 – How much is enough? First, consider that it is not cheap to remove certain types of debris. For example, removing debris of an old frame building may...
Just following the law is not enough... Here's why your company should have a strictly outlined no cell phone policy while operating company vehicles:
Posted: August 8, 2013
Recent suits against companies whose employees were involved in vehicle accidents while using cellphones is raising employers' interest in distracted driving policies. After an accident involving a corporate-owned vehicle, “It's now routine for the plaintiffs bar to check the cellphone records of the driver,” said W. Michael McDonald, vp of enterprise risk management at Quality Distribution Inc. in Tampa, Fla. “There's a lot more attention...
Business Use of My Personal Vehicle: Will My Insurance Work?
Posted: July 9, 2013
There are over 240 million registered motor vehicles in the U.S., according to the Census Bureau. At a given time, as many as a third of those clutter American roadways, and it is estimated that one-fourth of those are being used in the course of work. Running errands, making deliveries, visiting customers. Even for those whose employment is not based on driving, it’s fair...
Do You Really Need That Extra Insurance On Your Rental Car?
Posted: April 18, 2013
Perhaps you are planning a warm weather family vacation? Or maybe you are taking a road trip? Regardless of why you need to rent a vehicle, there is important information regarding the optional insurance coverage that you need to know about. It is a common misconception that your collision coverage on your personal auto policy will protect you in the event of an accident with your rental...
Protecting You & Your Employees from Ticks and Mosquitoes
Posted: April 17, 2013
During the spring and summer months, ticks and mosquitoes are most active putting outdoor workers at risk to bacteria, parasites, and viruses. If you’re an employer of out-door workers it’s important you provide your workers with proper information regarding tick-borne diseases, transmissions, symptoms, and prevention. It’s also important to encourage symptoms & illness reporting. Common Symptoms of Tick-borne Diseases Include: Fever Fatigue Headache Join...
