What to do if your home is in a trust?
Posted: September 10, 2020
Insuring Your Home When It’s Owned by aTrust It’s not unusual for homeowners to place their home into a trust for various estate planning purposes. According to CNN Money, this is an estate-planning option for even average homeowners and not necessarily only the very wealthy. However, placing the home into a trust may cause some issues when it comes to your home insurance policy....
Am I Required To Have Homeowners Insurance?
Posted: August 16, 2020
There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...
Avoid Common Home Accidents During The Summer
Posted: June 16, 2020
Summer is the season of outdoor adventures such as swimming, boating, and trips. It is also a time when many minor or more serious accidents can occur. The following tips can help you keep your family and friends safer by preventing some common summertime home accidents and injuries. Sunburn Damage from the sun is one of the most common injuries during the warmer months. Severe...
Homeowners Insurance For Tiny Homes
Posted: April 16, 2020
The trend toward tiny homes has become a social movement in recent years. Many people are choosing to live with less, simplify the way they live, and downsize the space they live in. Individuals, couples, and families all over America are embracing the philosophy that goes along with the tiny home lifestyle. But even a tiny home is an investment that needs to be protected...
TROUBLE PAYING INSURANCE PREMIUMS DUE TO COVID-19? HERE'S A LITTLE HELP.
Posted: March 23, 2020
First, LPL Risk Management is fully staffed and working remotely. There are so many questions from so many people at this time. Quite frankly, as of 3/23/20 we still don't have all the information and answers. As the COVID-19 situation evolves, most insurance companies are trying to help. and we suggest the following: 1- See if your carrier has a Mobil app. 2- Set up...
