Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?
Posted: May 13, 2019
Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...
Valuable Articles Coverage
Posted: January 10, 2017
3 ways Homeowners can cover Jewelry, Furs, Silverware, Musical Instruments, Fine Arts, Coins Stamps, Golf and camera equipment, firearms and other collectibles. A standard Homeowners policy has limitations on these items along with limits away from the premises. Coverage can be enhanced the following 3 ways. 1- Itemized Agreed Value Coverage- Available only for Jewelry with this coverage each piece is listed individually with its own...
Our Personal Digital Data Is Under Constant Attack
Posted: May 14, 2014
From identity theft to viruses to online scams, our personal digital data is under constant attack. Yes, the truly sophisticated intrusions may be aimed at retailers and other businesses with massive data bases. (Like Willie Sutton, hackers go where the money is.) Yet there are also digital cousins of local thieves or vandals who have learned to go where the entry is easiest. For a...
Who Knew? 10 Unusual Things that Your Insurance Might Cover
Posted: February 13, 2014
Brace yourself. A spacecraft crashing into your home or a volcano burning it to the ground, might just be covered by your insurance policies, according to AAA. “Whether your dog bites a visitor, or you have damage from lightning striking your car, it’s important to understand what is in your insurance policies, in case the need arises,” said Cynthia Harris, AAA Nevada spokesperson. “You...
Removing an Ice Dam From Your Roof
Posted: February 13, 2014
An ice dam can form when water from melting snow re-freezes at the edge of your roofline. Without roof snow removal, the ice dam may grow large enough to prevent water from draining off the roof. The water can then back up underneath the roof shingles and make its way inside your home. Immediate steps you can take: Remove snow from your roof after...
