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Tag: Homeowners Insurance

Protecting Your Home From Brush Fires

The biggest fire in the U.S. took place Oct. 8, 1872 in Peshtigo, Wis. The blaze burned 16 towns, killed 1,152 people, and burned 1.2 million acres, according to the National Fire Protection Agency. Historical accounts of the fire say that it began when railroad workers unintentionally started a brush fire and within an hour there was nothing left of the town but ashes. While...

Vaccines aren't just for kids. Here's why grown-ups need them, too..

Think of vaccines and you might envision teary-eyed kids at the doctor’s office or flu clinic getting a cartoon character bandage on their arm after getting a shot. But there are plenty of reasons adults should get vaccines too. The vaccines you need as an adult depend on everything from your age and lifestyle to high-risk medical conditions, travel plans, and which shots you’ve had...

Wind and Water Protection – Preparing for a Hurricane From The Red Cross

Recent hurricane seasons have provided painful lessons in the importance of preparing for these destructive storms. Perhaps most important is the need to protect your home sooner rather than later. This will allow you to focus on more immediate needs when a hurricane approaches, including gathering supplies and heeding evacuation orders. The first step is to decide what level of protection you want and can...

Do You Need Earthquake Insurance?

  We'd like to believe that disasters caused by earthquakes are rare. However, as we have seen with the recent natural disasters in the United States and abroad, the impact can be financially devastating if you are not prepared for the unthinkable to happen. If you were to fall victim to an earthquake, could you pay for the damages out-of-pocket? Will your homeowners insurance provide...

Lawn Mower Safety

Each year, approximately 75,000 people are injured seriously enough by lawnmowers to require emergency room medical treatment. Only a small percentage of the injuries are caused by mechanical failure; most are the result of human error. Here are some tips to follow before and while mowing your lawn: Become familiar with your mower. Read the owner's manual before using the mower for the first time....