If fine jewelry is part of your Valentine's Day plan, make sure you have the proper coverage
Posted: February 10, 2022
Most Homeowners Insurance Policies have a limit on Jewelry of $1,500. With Gold prices alone being upward of $1,800 an ounce, this limit is usually not enough. Here are 3 good tips to protect your Jewelry. 1- Consider adding a Jewelry floater to your Homeowners insurance 2- Get an appraisal to find out the true replacement value. 3- Keep your Jewelry clean and in...
Make sure that special gift is covered.
Posted: February 6, 2020
Did someone close to you receive an expensive gift this Valentine’s Day? Make sure it’s well protected with a valuables policy. Many customers assume their basic homeowners policy will provide the coverage they need when, in fact, it provides limited protection. For example, a basic homeowners policy may not cover important losses, such as a stone falling out of an expensive item of jewelry. Choose...
Valuable Articles Coverage
Posted: January 10, 2017
3 ways Homeowners can cover Jewelry, Furs, Silverware, Musical Instruments, Fine Arts, Coins Stamps, Golf and camera equipment, firearms and other collectibles. A standard Homeowners policy has limitations on these items along with limits away from the premises. Coverage can be enhanced the following 3 ways. 1- Itemized Agreed Value Coverage- Available only for Jewelry with this coverage each piece is listed individually with its own...
