Renters Insurance Checklist
Posted: July 18, 2013
If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings. Renters insurance includes three important types of financial protection: Coverage for Personal Possessions Liability Protection Additional Living Expenses...
Business Use of My Personal Vehicle: Will My Insurance Work?
Posted: July 9, 2013
There are over 240 million registered motor vehicles in the U.S., according to the Census Bureau. At a given time, as many as a third of those clutter American roadways, and it is estimated that one-fourth of those are being used in the course of work. Running errands, making deliveries, visiting customers. Even for those whose employment is not based on driving, it’s fair...
Summer Rental Insurance
Posted: June 6, 2013
For some of us, renting our summer fun is the way to go. But rentals also carry their own set of insurance risks and exposures. Motor Homes Most standard personal auto policies don't provide coverage for damage to a rented motor home. While liability coverage for personal use is provided, considering the size of a motor home and the potential damage they can cause,...
Preparation & Recovery: Before A Flood
Posted: June 6, 2013
Educate Yourself After getting flood insurance, there are several things you can do to minimize losses in your home and ensure your family's safety. 1. Safeguard your possessions. Create a personal flood file containing information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. This file should have: A copy of your insurance policies...
Wind and Water Protection – Preparing for a Hurricane From The Red Cross
Posted: June 6, 2013
Recent hurricane seasons have provided painful lessons in the importance of preparing for these destructive storms. Perhaps most important is the need to protect your home sooner rather than later. This will allow you to focus on more immediate needs when a hurricane approaches, including gathering supplies and heeding evacuation orders. The first step is to decide what level of protection you want and can...
