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Tag: Personal Insurance

Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?

Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?

Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...

Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?

Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?

If you are planning to travel abroad for a year and leave your car stored in the USA, you may be wondering if you need to carry auto insurance for the period of time during which the vehicle is not in use. The answer will depend on the circumstances, as well as where you live. State Law Auto Insurance Requirements Although laws vary from state...

6 Things Home Insurance Won't Cover

  6 hazards home insurance doesn't cover When disaster strikes your home, home insurance is supposed to be there to help you pick up the pieces. Most of the time, it does. But the coverage does have limits, says Carole Walker, executive director of the Rocky Mountain Insurance Information Association, an industry group based in Greenwood Village, Colo. "Many people don't take the time to...

Should I buy long-term care insurance?

If you need long-term care services and have to pay to obtain them, what financial resources could you call on? Do you have enough to pay for four or more years in a nursing home, an assisted living facility, or home health care? If you’re over 65, don’t rely on Medicare or private health insurance. Medicare doesn’t pay for custodial care, and private health insurance...

Vaccines aren't just for kids. Here's why grown-ups need them, too..

Think of vaccines and you might envision teary-eyed kids at the doctor’s office or flu clinic getting a cartoon character bandage on their arm after getting a shot. But there are plenty of reasons adults should get vaccines too. The vaccines you need as an adult depend on everything from your age and lifestyle to high-risk medical conditions, travel plans, and which shots you’ve had...