Preventing Frozen Pipes
Posted: March 1, 2023
When your pipes freeze in your Home, Rental Property or Place of Business, the damage can be overwhelming. The water that just continues to run to the lowest floor causing all kinds of damage along the way. The cleanup is a nightmare, and the chance of mold growing goes through the roof. This is a problem no one wants. Some preventive suggestions are as follows:...
WILL MY HOMEOWNERS POLICY COVER MY HOME FOR SALE OR VACANT HOME?
Posted: November 30, 2020
Many consumers are under the impression that their Homeowners policy covers them for pretty much everything. While the HO-3 or standard homeowners policy does provide a lot of coverage, it also is intended to cover an "Owner Occupied Dwelling" and not a vacant dwelling. The policy has some clear definitions of vacancy, essentially any unoccupied dwelling for 30 days or more. Unfortunately, ,many consumers leave...
