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Tag: Water Damage

Preventing Frozen Pipes

When your pipes freeze in your Home, Rental Property or Place of Business, the damage can be overwhelming. The water that just continues to run to the lowest floor causing all kinds of damage along the way. The cleanup is a nightmare, and the chance of mold growing goes through the roof. This is a problem no one wants. Some preventive suggestions are as follows:...

Helpful tips for rental properties and second homes

Many people mistakenly assume that a homeowners policy will cover them no matter what the occupancy status of their home is. But secondary  and  rental homes present a unique set of challenges for owners, insurance agents/brokers, and insurers to contend with when trying to protect them from harm. Whether it is a weekend getaway, beach house, snowbird retreat,  ski home, every second home has its...

April Showers, Bring May Flowers…But If It Floods, Is The Damage Covered By Your Insurance?

Just when you stopped worrying that another Polar Vortex would bring more severe cold, snow and ice, rising spring temperatures pose another risk: water damage—caused by ice dams, ice jams and flooding, according to Insurance Information Institute(I.I.I.) Water can be extraordinarily destructive. It only takes a few inches of water to cause tens of thousands of dollars in damage, pointed out the I.I.I. In fact, water...