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Tag: Workers Comp

Why get your Workers Compensation from LPL Risk Management

Why get your Workers Compensation from LPL Risk Management

Workers Comp can be one of those evil necessities for NYS employers. New York Law says all employers must cover their employees form work place injuries and this adds a tremendous cost to many employers.  But for the employees,, it helps keep them safer and on the job. It can and should be a positive experience for both the Employer and Employee. The advantages of...

Workplace Safety/Workers Comp

WORKERS COMPENSATION INSURANCE The fatal fire and explosion at the West Fertilizer Co. plant in Texas in 2013 called attention to the issue of workplace safety in the state. A massive 1947 fire in the S.S. Grandcamp and Monsanto Chemical Company plant in Texas City, Texas ranked eight among the top 20 multiple death fires in U.S. history according to the National Fire Protection Association (NFPA). Workers...

Small Business Insurance Basics

Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Business Owners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses. The term “BOP” specifically refers to insurance...